About Us
Robert J. Baldes, Jr, CLU®, ChFC®, AEP® is the principal for Wealth Strategies and Solutions, Ltd. He has over thirty years experience in the financial industry and was previously the Director of Financial planning for an affiliate of a multi-partner CPA firm located in Rochester, NY. Prior to that, Bob was vice president of HSBC Bank working with private bankers and their clients to help solve their complex needs.
Bob holds a Chartered Financial Consultants designation which has been in existence for over forty years and required ten college-level courses, the most of any financial planning credential. Required courses cover extensive education and application training in financial planning, income taxation, investments and estate and retirement planning. Additional electives range from such topics as macroeconomics, financial decisions for retirement, and executive compensation.
In addition, Bob also holds the Chartered Life Underwriters designation which the American College has provided for the past 90 years. The CLU® has been the respected risk management credential for advisors and also requires ten college-level courses representing an average study time of 400 hours. Topics for required courses include insurance and financial planning, life Insurance law, estate planning, group benefits and planning for business owners and professionals.
Also, Bob holds the designation of Accredited Estate Planner (AEP). The AEP® is a graduate level accreditation earned in addition to already-recognized professional credentials within the various disciplines of estate planning. The AEP® is awarded by the NAEPC to recognized estate planning professionals who meet special requirements of education, experience, knowledge, professional reputation and character.
Bob maintains a General Securities License (Series 7) and has also passed the General Securities Principal (Series 24) and holds various state insurance licenses. He is also an Investment Advisor representative (Series 65).
Bob is a member of the Estate Planning Council of Rochester, National Association of Estate Planners and Councils and past president of the Society of Financial Service Professionals.
Securities offered through Leigh Baldwin & Co., LLC. Member FINRA/SIPC. Investment advisory services offered through Wealth Strategies & Solutions, LLC.